So if you’re like me, you’ve always wondered what travel therapy is really like. Well, you don’t need to wonder anymore! In this episode, I sit down with Laura Latimer, founder of Nomadicare and we talk about all the in’s and out’s of the travel therapy world. From the pay to the taxes, we try to hit all of the important things to remember as you find a good travel therapy fit.
In this episode, I bring Emma Shapiro back on the show to talk about financial independence and what that means for physical therapists in today’s world.
In this episode, I talk with Meredith Castin DPT about some of the key considerations you need to have when making a transition in your physical therapy career. This 4-step analysis can be used to help create purpose in your career and jump-start your personal development.
Here are a few notes that I jotted down from the conversation. Essentially, we talk about how to analyze your current needs/wants to help craft a career that is well-suited to your skills and interests.
1–What are the most important things you want out of your life? What do you want out of your career? What are your life goals? What is your perfect life? Think of yourself 20 years from now–what do you look like?
- Be honest with yourself. e. Free time, cooking, family, exercise, core values, travel, be there for their family
- Visualize your ideal life.
- Every 6 months, reevaluate frequently, revisit the life plan
2– What do you love to do, what do you hate to do, what’s easy, and what is hard for you?
- Consider the tasks, what are you good at and what do you love about those?
- Shy away from opportunities because it doesn’t pay and requires more time.
- Volunteer and ask your staff for help. Be open for opportunities.
3–Can you afford to change careers?
- Financial considerations to new career paths. Hard to leave the stable paycheck.
- Doesn’t matter if you can’t take a paycut.
- Sales and recruiting are dependent upon commission. Small base salary, but definite room for growth.
4–Can you move to a new city?
- Might limit you now but start working that direction.
- Flexibility brings more opportunity
5–How important is your identity as a clinician?
- Your background as a clinician can be a huge boon. Other roles, it doesn’t really matter.
- Digital marketer–no one cared that she was a PT.
- Continue to identify as a PT in other ways.
Join the Conversation
Q: What is professional liability insurance, and what are the questions that a person needs to ask as they shop the market for the best plan?
PT Professional Liability Insurance
In this episode we explore some of the important things that you need to know as you search for the best professional liability coverage for your practice. As physical therapists, sometimes I think we forget that we carry a large target on our backs with regards to professional liability. It is so essential to carry the right amount of coverage so that you don’t get caught in the crosshairs of a lawsuit without the best coverage possible.
Joe Fagan Is a director over at MyPTInsurance. In the interview, I talked to him about what physical therapist need to know as they look for the best coverage. Some of the topics that we go over include:
- The differences between professional liability and general liability insurance
- Reasons that a person chooses the insurance company that they do
- Costs and benefits of some of the major plans that are available to physical therapists
- Why student physical therapists may choose to carry additional liability insurance during their final year as a student
- The importance of having the appropriate coverage to cover you for full-time or part-time work
I think my favorite talking point during the podcast is when we talk about the differences between occurrence-form and claims-made insurance.
Occurrence-form insurance is insurance that provides coverage for any event that occurs during the period for which you were enrolled. This insurance can be more ideal because if a claim is made after you leave employment or after your policy lapses, the claim will still be covered under occurrence-form insurance. Essentially, if you have an issue that arises after the fact and occurred during the coverage time frame, the insurance follows you and will cover you in that case.
Claims-made Insurance is self-descriptive. Essentially, if a claim is made while you are still enrolled in the policy, it will be covered. Perhaps the benefit here is that if an incident that occurred before your insurance coverage begins, it may be covered (insurance companies set limits on this “lookback” period).
It is important to note that the “lookback” is a very expensive and risky item for insurers that is practically impossible to find in the PT liability insurance world.
It’s also important to recognize that many insurance providers hit you with “gotchas” at the end of the enrollment process. Not all insurance is created equal, and that comes to bear after you’ve just about got your policy created when you discover that some of the things that you want, or need come as extras.
MyPTInsurance is relatively new to the PT market and is seeking to make a big dent in the insurance world. They’ve been in business for several years and are now entering the fields of OT/PT. MyPTInsurance offers some of the most competitive rates and highest quality coverage available. It is important to note that I participate in their insurance program and have a policy written by them. In the spirit of full disclosure, I do get a small affiliate commission for each sale that’s made through this link. Please understand that this does not have any effect on your end cost and is a way to support PT Outside the Box as a medium for information and entertainment.
Please enjoy this episode comment and let me know if you have any suggestions or comments about PT liability insurance. Happy listening!
Will Boyd DPT is a physical therapist and entrepreneur with loads of experience in the digital marketing realm. Will takes his skills and has translated them into a variety of successful ventures including podcasts and course creation.
The Know-Bodies Podcast
This podcast by Will Boyd is a podcast dedicated to helping PT’s understand the answers to real-world questions.
Through this experience, Will began his venture into the tech world by building a substantial podcast and blog following.
Outside the Box Skills
With this jump into the tech world, Will began learning more about marketing, sales, and advertising. He now owns a media and marketing company that teaches other healthcare professionals how to market and advertise for their businesses.
Will first became disenchanted with the corporate PT world when he discovered that there was no correlation between the quality of his professional practice and his compensation. In fact, he describes how he had a number of conversations with his higher-ups in corporate care that informed him he was not seeing his patients for long enough. This was extremely frustrating and led to his desire to break out of the corporate physical therapy world.
HealthyFunnel.com is a service that helps healthcare practices to attract and capture potential clients via a healthy sales funnel.
Listen to this episode to change your paradigm from being a “technician” in a service environment to becoming a “rain-maker” who is providing a broader service that doesn’t have to trade time for money.
In this episode, we talk with Emma Shapiro DPT, a practicing PT who has a great story about transitioning into travel therapy and runs a successful business talking about how to escape the burden of PT student loan debt.
Emma Shapiro DPT and DebtFreePT.com
Emma Shapiro Is a successful physical therapist, blogger, and entrepreneur and has been serving PT students for several years now. Emma’s blog is the debtfreePT.com And she is passionate about helping students and therapists achieve financial independence through a variety of means.
In this episode, Emma shares some of her experiences as a travel therapist and her journey as she works towards debt freedom. We also talked about the burden of student loans and Some solutions to overcoming that early in your career.
Emma also has a fantastic coaching program that she implements on her site debt freePT.com where she helps new grad physical therapists who are thinking about becoming travel therapists make the transition with as few headaches as possible.
Dr. Michael Masaracchio is a highly skilled PT who has taken the path to become a PT educator. Dr. Masaracchio currently teaches as an associate professor at Long Island University. In this episode, we talk about his journey from clinician to educator.
Katelyn Proctor is an innovative entrepreneur who has built a fantastic resource for students preparing for the Canadian PCE (analogous to the NPTE). In this episode, we talk about the entrepreneur journey that has led her from clinical work into a leadership role in preparing students for the PCE. Enjoy!
Donna Lampke is a seasoned veteran to the field of resume writing. As a practicing PT, Donna is involved in a project designed to help PT’s (and other healthcare practitioners) craft an ideal resume. Armed with a good resume, PT’s can seek career fields and opportunities that would otherwise be unavailable. In this episode, we explore how PT’s can use their expertise to land the ideal job.
TaVona Denise shares her varied experience in the world of PT, starting as a new grad in a high-volume clinic and eventually starting her own PT contracting business to create her ideal career setting. In this episode, TaVona talks about her journey and gives suggestions for how PT’s can avoid burnout and make more out of their career.
Being a travel therapist is becoming more and more popular these days. In this episode with Neil Sauter DPT and Tom Juberian DPT talk about how Aspen Medical Staffing can help new grads and seasoned therapists push the reset button on their career tracks and take advantage of the benefits of being a travel therapist.
Darin Dransfield PT was my first boss and a great mentor to me as a young physical therapist. In this episode, we talk about his career development as he went from staff PT to hospital CEO and what steps he took along the way.
Chanda Jothen DPT is the founder and creator of PinkOatmeal.com, an excellent resource for pediatric therapists, parents, and educators of young children.
In this episode, we explore her journey as a physical therapist starting a side hustle that has now become a full-time gig that she can work from home.
You can see all of the products Chanda has to offer via the link below:
Some of the links below are affiliate links, which means that if you choose to make a purchase, I will earn a commission. This commission comes at no additional cost to you.
Elizabeth Willison is a prime example of how entrepreneurship and sticktoitiveness have led to an engaging career in education. We talk about her journey right out of school into her own practice that eventually paved the way to become an educator.
Keith is a guy who understands what it’s like to be a “square peg in a round hole.” In this episode, we talk about his journey out of the high-volume clinic into a world of product development and entrepreneurial ventures.
Francois Prizinski DPT is a great advocate for specialization in the field of physical therapy. In this episode, we chat about how to practice “at the top of your license” and achieve your career goals through specialty practice.
Francois is the VP of Administration at NxtGen Institute of Physical Therapy and is an advocate for specialization in the field of PT.
NxtGen is a leader in specialty residencies and provides numerous options to help clinicians “practice at the top of their license.”
In this episode, we talk about how to improve your practice and seek more fulfillment in your career as you add skills and become the expert of your craft.
Take a journey with Jimmy McKay DPT from his radio days to physical therapy and finally to his career as a communications specialist. We talk about his podcast and professional journey that is taking this PT DJ to new heights.
The PT Pintcast is a unique podcast in the world of PT. As Jimmy likes to point out, the best conversations happen at happy hour.
The podcast stemmed from Jimmy’s experience as a young PT who wanted to pick the brain of a presenter at a PT conference.
Jimmy took the plunge and started a conversation that sent him down the path that he is currently on. As a communications specialist, Jimmy was able to start a podcast during school and has now transitioned out of the clinic and focuses 100% on communications related to PT. In fact, he even created his own job as a communication specialist over at Fox Rehab.
In addition to his podcast, Jimmy travels the country, speaking at schools and events as an advocate for the PT Profession.
In this podcast, we talk about his journey and the advice he has for new grads coming into the field.
Most PT’s are unaware of the many non-clinical careers are available to the field. This is a great primer to the non-clinical jobs that may be a good fit for your skills.
Meredith Castin DPT is an “outside-the-box” PT who works with clinicians across the country to prepare them for non-traditional roles in the field of physical therapy.
Her blog The Non-Clinical PT discusses at length the great scope and variety of professional careers that PT’s (and any allied health care provider) can work towards.
Not everyone is cut out to be a high-volume therapist. Sometimes it’s not that you don’t love the field of PT, it’s just that you don’t feel like you are using your skill-set to the best of your ability.
The Non-Clinical PT highlights practitioners who have transitioned out of direct patient care and are now in a variety of fields from clinical analyst, to writer, to entrepreneur.
In this podcast, we go over just a few of the many options that PT’s have and talk about how to avoid burnout as a practicing clinician.
In addition to writing, Meredith offers 1-on-1 career coaching and is preparing to launch a course to help PT’s find the career of their dreams.
Right from the heart of NYC, Abby Bales DPT is an enthusiastic speaker and educator in the fields of entrepreneurship and women’s health. In this episode, we discuss how her practice has grown and what she does to keep pushing the boundaries and grow her practice.
Topics include her concierge PT practice in the great city of NYC and how she built a robust practice in the field of women’s health that has transformed her professional life and helped many women along the way.
Check out her practice at https://reformptnyc.com/
Every new beginning comes with a whole new set of challenges and rewards.
When a DPT graduate comes out of school, this new beginning is a great chance to get their feet wet and really dive into the world of physical therapy. This journey can begin in a number of settings:
- Outpatient orthopaedic clinic
- Home Health
- Travel positions
- Private practice
Wherever your journey begins, it is safe to say that there are always advantages and disadvantages.
One of the huge disadvantages that I see so many students face is in their first high-volume clinical setting. In these places. PT’s have the opportunity to work like crazy and hone their skills, but unfortunately, it can sometimes drive you crazy.
It sometimes feels like you’re in the box.
PT Outside the Box
Clinician burnout is a real thing and can happen sooner than you think. The average PT burns out somewhere around 5 years (sometimes much sooner). In my case, it was around year 4 when I really felt the squeeze. Feeling overburdened and itching for novelty, I began my first online PT business and started the journey to financial independence.
Many PT’s will tell you that they are sticking it out at their current job fora few different reasons:
- They feel like there are no other reasonable options
- They feel like they have to stay with the company to keep their benefits and not “lose out.”
- They are still strapped with 10’s of thousands of student loan debt and have to have a corporate job for the fringe benefits.
Whether you’re feeling burned out or just looking for a change, this podcast is for you. In the PT Outside the Box Podcast, we explore all the many, many options you have as a physical therapist to use your skills and really make a difference.
I’m anxious to hear your story and put content on the podcast that you’re interested in. Please feel free to contact me here and let me know of any interesting and creative ways to use a PT license.
We’re all professionals, and we’re looking to practice in the way that fits our skills best.
Start your journey today and become an Outside the Box PT.