Month: December 2018

19: Sales with Allan Manuel PT

In this episode, I sit down with Allan Manuel, a physiotherapist from Australia who has worked hard to take his skills and translate them into a variety of fields that coincide with his expertise.

Learn more about Allan here.

18: Non-Clinical Considerations with Meredith Castin DPT

In this episode, I talk with Meredith Castin DPT about some of the key considerations you need to have when making a transition in your physical therapy career.  This 4-step analysis can be used to help create purpose in your career and jump-start your personal development.

Here are a few notes that I jotted down from the conversation.  Essentially, we talk about how to analyze your current needs/wants to help craft a career that is well-suited to your skills and interests.

Enjoy!

Love-Hate-Easy-Hard Assessment

1–What are the most important things you want out of your life?  What do you want out of your career?  What are your life goals?  What is your perfect life?  Think of yourself 20 years from now–what do you look like?

  • Be honest with yourself. e. Free time, cooking, family, exercise, core values, travel, be there for their family
  • Visualize your ideal life.
  • Every 6 months, reevaluate frequently, revisit the life plan

2– What do you love to do, what do you hate to do, what’s easy, and what is hard for you?

  • Consider the tasks, what are you good at and what do you love about those?
  • Shy away from opportunities because it doesn’t pay and requires more time.
  • Volunteer and ask your staff for help. Be open for opportunities.

3–Can you afford to change careers?

  • Financial considerations to new career paths. Hard to leave the stable paycheck.
  • Doesn’t matter if you can’t take a paycut.
  • Sales and recruiting are dependent upon commission. Small base salary, but definite room for growth.

4–Can you move to a new city?

  • Might limit you now but start working that direction.
  • Flexibility brings more opportunity

5–How important is your identity as a clinician?

  • Your background as a clinician can be a huge boon. Other roles, it doesn’t really matter.
  • Digital marketer–no one cared that she was a PT.
  • Continue to identify as a PT in other ways.

Join the Conversation

Non-Clinical Networking for Rehab Professionals FB Group

Non-Clinical Job Posting for Rehab Professionals FB Group

Continuing Education

17: MyPTInsurance with Joe Fagan

Q:  What is professional liability insurance, and what are the questions that a person needs to ask as they shop the market for the best plan?

PT Professional Liability Insurance

In this episode we explore some of the important things that you need to know as you search for the best professional liability coverage for your practice. As physical therapists, sometimes I think we forget that we carry a large target on our backs with regards to professional liability. It is so essential to carry the right amount of coverage so that you don’t get caught in the crosshairs of a lawsuit without the best coverage possible.

Joe Fagan Is a director over at MyPTInsurance. In the interview, I talked to him about what physical therapist need to know as they look for the best coverage. Some of the topics that we go over include:

  • The differences between professional liability and general liability insurance
  • Reasons that a person chooses the insurance company that they do
  • Costs and benefits of some of the major plans that are available to physical therapists
  • Why student physical therapists may choose to carry additional liability insurance during their final year as a student
  • The importance of having the appropriate coverage to cover you for full-time or part-time work

I think my favorite talking point during the podcast is when we talk about the differences between occurrence-form and claims-made insurance.

Occurrence-Form

Occurrence-form insurance is insurance that provides coverage for any event that occurs during the period for which you were enrolled. This insurance can be more ideal because if a claim is made after you leave employment or after your policy lapses, the claim will still be covered under occurrence-form insurance.  Essentially, if you have an issue that arises after the fact and occurred during the coverage time frame, the insurance follows you and will cover you in that case.

Claims-Made

Claims-made Insurance is self-descriptive. Essentially, if a claim is made while you are still enrolled in the policy, it will be covered. Perhaps the benefit here is that if an incident that occurred before your insurance coverage begins, it may be covered (insurance companies set limits on this “lookback” period).

It is important to note that the “lookback” is a very expensive and risky item for insurers that is practically impossible to find in the PT liability insurance world.

Read more on Claims-made vs Occurrence-form here.

It’s also important to recognize that many insurance providers hit you with “gotchas” at the end of the enrollment process. Not all insurance is created equal, and that comes to bear after you’ve just about got your policy created when you discover that some of the things that you want, or need come as extras.

MyPTInsurance is relatively new to the PT market and is seeking to make a big dent in the insurance world. They’ve been in business for several years and are now entering the fields of OT/PT.  MyPTInsurance offers some of the most competitive rates and highest quality coverage available. It is important to note that I participate in their insurance program and have a policy written by them. In the spirit of full disclosure, I do get a small affiliate commission for each sale that’s made through this link. Please understand that this does not have any effect on your end cost and is a way to support PT Outside the Box as a medium for information and entertainment.

Please enjoy this episode comment and let me know if you have any suggestions or comments about PT liability insurance.  Happy listening!

Enter to win a $250 gift card from MyPTInsurance (expires 2/28/2019)

16: Healthy Funnel with Will Boyd DPT

Introduction

Will Boyd DPT is a physical therapist and entrepreneur with loads of experience in the digital marketing realm.  Will takes his skills and has translated them into a variety of successful ventures including podcasts and course creation.

The Know-Bodies Podcast

This podcast by Will Boyd is a podcast dedicated to helping PT’s understand the answers to real-world questions.

Through this experience, Will began his venture into the tech world by building a substantial podcast and blog following.

Outside the Box Skills

With this jump into the tech world, Will began learning more about marketing, sales, and advertising.  He now owns a media and marketing company that teaches other healthcare professionals how to market and advertise for their businesses.

Will first became disenchanted with the corporate PT world when he discovered that there was no correlation between the quality of his professional practice and his compensation.  In fact, he describes how he had a number of conversations with his higher-ups in corporate care that informed him he was not seeing his patients for long enough.  This was extremely frustrating and led to his desire to break out of the corporate physical therapy world.

Healthy Funnel

HealthyFunnel.com is a service that helps healthcare practices to attract and capture potential clients via a healthy sales funnel.

View more about Will’s services here.

Conclusion

Listen to this episode to change your paradigm from being a “technician” in a service environment to becoming a “rain-maker” who is providing a broader service that doesn’t have to trade time for money.

15: DebtFreePT with Emma Shapiro DPT

In this episode, we talk with Emma Shapiro DPT, a practicing PT who has a great story about transitioning into travel therapy and runs a successful business talking about how to escape the burden of PT student loan debt.

Emma Shapiro DPT and DebtFreePT.com

Emma Shapiro Is a successful physical therapist, blogger, and entrepreneur and has been serving PT students for several years now. Emma’s blog is the debtfreePT.com And she is passionate about helping students and therapists achieve financial independence through a variety of means.

In this episode, Emma shares some of her experiences as a travel therapist and her journey as she works towards debt freedom. We also talked about the burden of student loans and Some solutions to overcoming that early in your career.

Emma also has a fantastic coaching program that she implements on her site debt freePT.com where she helps new grad physical therapists who are thinking about becoming travel therapists make the transition with as few headaches as possible.

You can learn more about Emma and her projects here or sign up for her course here.

DEBT FREE PT